LEGAL INFORMATION

CONSUMER INFORMATION ON THE ACTIVITY OF A CREDIT INTERMEDIARY

Corporate Name: Finance Hub Taveira & Nascimento, Lda

Trade Name: FINANCE HUB

Head Office: Praça da Liberdade, 17, Centro Comercial Pescador, Loja 19, 2825-355 Costa da Caparica

Registration Number with the Bank of Portugal: 0006271

Phone: 00351-936009900

Email: staveira@financehub.pt

Category in which it operates: Linked

Identification of lenders or groups with whom it has a contractual relationship:

NOVO BANCO, SA

CAIXA GERAL DE DEPÓSITOS, SA

BANCO BPI, SA

UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL

ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL

BANKINTER, SA - SUCURSAL EM PORTUGAL

BANCO SANTANDER TOTTA, SA

BANCO CTT, SA

BANCO BIC PORTUGUÊS, SA

SICAM - CAIXA CENTRAL E CAIXAS DE CRÉDITO AGRÍCOLA MÚTUO

EXCLUSIVE REGIME: No

Credit Intermediation Services:

• Presentation or proposal of credit contracts to consumers

• Assistance to consumers, by carrying out preparatory acts or other pre-contractual management work relating to credit agreements that have not been presented or proposed by themselves

• Conclusion of credit contracts with consumers on behalf of lenders

CONSULTANCY SERVICES: Yes

Civil Liability:

Mortgage Credit - 2523044

Insurer Name: Hiscox, S.A. Branch in Portugal

Valid from: 26-03-2025 until 25-03-2026

Consumer Credit - 2523047

Insurer Name: Hiscox, S.A. Branch in Portugal

Valid from: 29-03-2025 until 28-03-2026

The registration can be consulted at:

https://www.bportugal.pt/intermediariocreditofar/finance-hub-taveira-nascimento-lda

It is prohibited for the Credit Intermediary to receive or deliver any amounts related to the formation, execution, and early fulfilment of credit contracts, in accordance with article 46 of the legal framework for credit intermediaries, approved by Decree-Law 81-C/2017, of July 7.

The Credit Intermediation activity is subject to the supervision of the Bank of Portugal (website: www.bportugal.pt)

Housing Credit Contract - Remuneration that Finance Hub Taveira & Nascimento, Lda, receives from the Lender:

This information will be included in the FINE - European Standardized Information Sheet, which will be provided by the Credit Institution, prior to the conclusion of the Credit Contract.

Means and Procedures for Submitting Complaints

• By filling out the complaints book, available at www.livroreclamacoes.pt

• Directly to the Bank of Portugal, by letter or: https://clientebancario.bportugal.pt/formulario-nova-reclamacao

Conflict Resolution Centers:

Finance Hub Taveira & Nascimento, Lda is a member of the following alternative dispute resolution entities:

CACCL- https://www.centroarbitragemlisboa.pt/

CNIACC - https://www.cniacc.pt/pt/

Consumers may appeal to these centers for the purpose of complaint and resolution of disputes related to the credit intermediation activity carried out by Finance Hub Taveira & Nascimento, Lda.